How do I save money

When talking about money one thing is certain: money is never enough. Did it ever happen to you to have substantial positive differences between the income you got one month and the income of the previous month? It regularly happens to most people. Did you notice that no matter how substantial is the extra cash, you still find something to spend it on? Yes, it’s the same for all of us. Money is never too much. This is not something we’re happy about. But look at the bright side of things. There will always be some things that you don’t really need, you buy it only if you have that extra cash. This means that if you really wanna save some money it’s doable.

So what are the things that we can give up on? In my opinion the first chapter most people should work on is food. We loose a lot of money on food. There are several aspects related to food wasted money. First, before going in a supermarket have a snack. Do your best and avoid getting in there hungry. If you are hungry you will most probably buy two times more food products than you actually planned. If there is no way you can have that snack before going in then use plan B. Make a shopping list before you enter the store and stick to that list, don’t make any exceptions. Don’t even look at the products that are not on your list. You can test this method: make a list and put it in your pocket. Get inside the store and do the shopping without thinking about the list. When you get home compare the list with what you brought in. I tell you, almost every time you will have at least 50% extra products in your shopping bags. Another thing about food is the quantity. Make sure the products have an “best before date” long enough so in case you don’t consume the food you don’t have to throw it away later. Thrown food is thrown money.

Last thing related to food that I wanna bring in is restaurants. Avoid them as much as possible. You can cook the same meal at home at half price. I’m not saying you should never go out for a lunch or a dinner. You might discuss better with your future business partner while having lunch at a restaurant compared to staying at a cold desk. And your wedding anniversary dinner might be more suited to take place in a restaurant compared to your dinning room. But these are exceptions, I’m talking about daily habits.

Beside food there are some other things that can make you money go away. For example electronics that still function but you feel like replacing things. Your electric razor might do the job 6 more months maybe, why buy a new one, just because you’ve seen some nice advertising on TV? Same goes for other things like washing machine, fridge and others. Buy new ones only if the old ones are broke or they really don’t do the job anymore. Don’t forget about the car, that is really expensive and sometimes small repairs can keep things smooth, don’t need to invest a lot of money just to impress your neighbors or your job colleagues.

A way to save a lot of money is to cut your monthly expenses generated by house consumption. Go green! Start using alternative energy systems. There is some initial investment but you can go so far with this technology that you can even obtain a so called passive house. Zero expenses! The sun can do it all by itself.